Mad Money is about an upper-crust female by the name of Bridget Cardigan (Diane Keaton) who is about to find out that her husband Don (Ted Danza) has lost his job. She has not worked in years and finds her way back to the labor class as a janitor of the Federal Reserve Bank. At the bank, she runs across two female, Nina a working single mother (Queen Latifah) and a free spirit named Jackie (Katie Holmes), and together they devise a plan to rob the Federal Reserve. As they start their path to riches, they hit unexpected snag. Now it is up to the girls to say one step ahead of the law.